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APPLICATIONS

Some of the major advantages of our program include:

· A proven dividend history :

     •  View Group 491 Dividend History


· A fully insured, first-dollar coverage program

· Up front maximum 20% discount for qualified risks

· Choice of working through your agent or directly with the Group Manager

· Claim reserves being reviewed on an on-going basis

· Managed by a Certified Workers' Compensation Professional

· NYS WC Assessment charge of 6.3%, compared to 14.2% for all other carriers.