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· A proven dividend history :
• View Group 491 Dividend History
· A fully insured, first-dollar coverage program
· Up front maximum 20% discount for qualified risks
· Choice of working through your agent or directly with the Group Manager
· Claim reserves being reviewed on an on-going basis
· Managed by a Certified Workers' Compensation Professional
· NYS Assessment charge on payroll based policies is 6.6% compared to 15.5% for all
other carriers
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