For more than 35 years, New York State School Safety Group 491 has been providing Workers’ Compensation insurance solutions to New York’s schools. It’s a program steeped in a history of assuring that the appropriate Workers’ Compensation program is in place for the school employees that serve our communities and educate our children. The Safety Group 491 program is available to all elementary and secondary public & private educational institutions (K-12).
Providing a History of Strong Benefits
- Fully insured, First Dollar Program
- Up front maximum 25% discount for qualified risks
- Non-Assessable - No Joint and Several Liability
- History of strong, consistent dividends
- Ability to carry over an Experience Rating Credit from a self-insured trust or pool
- NYS assessment charge on payroll based policies is 10.1%, compared to 20.2% for all other carriers.
- Unlimited Employers Liability Coverage
- Group operations directed by a membership elected executive committee
- Group manager provides claims, underwriting & audit support
New York State School Safety Group 491 is an Associate Member of NYASBO (NY Association of School Business Officials).
